A
PROFILE
Laman Web Staf UPM
DR. ZARIYAWATI BINTI MOHD ASHHARI
PENSYARAH KANAN
SEKOLAH PERNIAGAAN DAN EKONOMI
zariyawati@upm.edu.my
Laman Web UPM
PROFILE
zariyawati
BM
EN

PROFESIONAL

NAMA :
(Dr.) ZARIYAWATI BINTI MOHD ASHHARI
JAWATAN :
PENSYARAH KANAN
PTJ :
SEKOLAH PERNIAGAAN DAN EKONOMI

BIDANG PENYELIAAN
FINANCE
PENDIDIKAN
PHD
UNIVERSITI PUTRA MALAYSIA, SERDANG, SELANGOR
Graduated : 2013
MASTER SCIENCE (FINANCE)
UNIVERSITI PUTRA MALAYSIA, SERDANG, SELANGOR
Graduated : 2006
BACELOR PERAKAUNAN
UNIVERSITI PUTRA MALAYSIA, SERDANG, SELANGOR
Graduated : 2002
DIPLOMA (ANALISIS PELABURAN)
RESEARCH INSTITUTE OF INVESTMENT ANALYSTS MALAYSIA
Graduated : 2002
PENERBITAN BUKU
PENERBITAN JOURNAL
1. Working Capital Management Determinants of Small and Large Firms In Malaysia
    Journal type: Citation-Indexed - Scopus
2. A Comparative Study on Development of Small and Medium Enterprises (SMEs) in Japan and Malaysia
    Journal type: Non Citation-Indexed
3. The Benefits of Diversification in ASEAN Stock Market to Malaysia Investors
    Journal type: Citation-Indexed - Scopus
4. Determinants of Microfinance Repayment Performance: Evidence from Small Medium Enterprises in Malaysia
    Journal type: Citation-Indexed Journal - ERA
5. Consumers? Purchasing Decision towards Food Products of Small and Medium Enterprises
    Journal type: Citation-Indexed - Scopus
6. Impact of Microfinance Facilities on Performance of Small Medium Enterprises in Malaysia
    Journal type: Citation-Indexed - Scopus
7. WORKING CAPITAL MANAGEMENT AND FIRM PERFORMANCE OF SMALL AND LARGE FIRMS IN MALAYSIA
    Journal type: Non Citation-Indexed
8. HOW WORKING CAPITAL MANAGEMENT AFFECTS THE PROFITABILITY OF SMALL AND MEDIUM SIZE ENTERPRISES (SMES) IN MALAYSIA?
    Journal type: Non Citation-Indexed
9. Nurrys - Beyond the Boundaries
    Journal type: Non Citation-Indexed
10. Microloan Approval and Its Impact on SMEs’ Performance in Malaysia
    Journal type: Citation-Indexed Journal - ERA
11. AN EXPLORATORY STUDY ON DETERMINANT OF HEALTH FINANCING BY HOUSEHOLD IN MALAYSIA
    Journal type: Non Citation-Indexed
12. DETERMINANTS AND PERFORMANCE OF CASH HOLDING: EVIDENCE FROM SMALL BUSINESS IN MALAYSIA
    Journal type: Other Abstracting / Indexing Bodies
13. Cost matters to small and medium enterprises: a study of Malaysia food and beverage manufacturing
    Journal type: Citation-Indexed - Scopus
14. Impact of Product costing for branding and business support on Small and Medium Enterprises in Malaysia
    Journal type: Citation-Indexed - Scopus
15. PERCEIVED RISK TOWARDS CONTINUAL USAGE INTENTION OF ONLINE BANKING
    Journal type: Non Citation-Indexed
16. The Effects of Private Health Financing towards the Prevalence of Mental Health Problems: Case Study in Malaysia
    Journal type: Citation-Indexed Journal - ERA
17. EXPLORATORY STUDY ON DETERMINANTS OF PROBLEM LOAN AMONG NON-BANK FINANCIAL INSTITUTION IN MALAYSIA
    Journal type: Other Abstracting / Indexing Bodies
18. Factors Affecting Working Capital Management of Small and Medium Enterprises in Malaysia
    Journal type: Other Abstracting / Indexing Bodies
19. DETERMINANT FACTORS OF BANK FINANCING BY SMES: EVIDENCE FROM BANGLADESH
    Journal type: Other Abstracting / Indexing Bodies
20. The Role of Entrepreneurial Mindset and Innovation Capacity in Driving Entrepreneurial Success
    Journal type: Non Citation-Indexed
21. Determinant Factors of Non-Performing Loan among Non-Bank Financial Intermediaries in Malaysia
    Journal type: Citation-Indexed Journal - ERA
22. Rural Commercial Bank's Efficiency on Supporting Rural Revitalization in China: Do Leverage Implementation and Green Finance Matter?
    Journal type: Citation-Indexed Journal - Social Science Citation Index (JCR)
23. Determinant Factors of Health Financing Among Public and Private Sector in Malaysia
    Journal type: Citation-Indexed Journal - ERA
24. The Determinant Factors That Influence The Generations Z And Older Generations In Malaysia Toward Cashless Society
    Journal type: Non Citation-Indexed
25. Roles of Working Capital Management and Corporate Tax Avoidance on Firm Performance Amid Economic Policy Uncertainty
    Journal type: Citation-Indexed - Scopus
26. Changes of working capital management and firm value in Thailand and Singapore
    Journal type: Citation-Indexed - Scopus
27. The Impact of Macroeconomic Risk Factors, the Adoption of Financial Derivatives on Working Capital Management, and Firm Performance
    Journal type: Citation-Indexed Journal - Social Science Citation Index (JCR)
28. Uncertainty in Working Capital Management and Firm Performance: A COVID-19 Perspective
    Journal type: Citation-Indexed - Scopus
29. Financial sustainability and capital leverage of microfinance institutions in China: The mediating role of profitability
    Journal type: Citation-Indexed - Scopus
30. Interest rate liberalization and the stability of the Chinese banking system: Exploring chained mediation effects of deposit competitiveness and wealth management products
    Journal type: Citation-Indexed Journal - Social Science Citation Index (JCR)
31. Moderating Role of Business Support among Internal Challenges and Firm Performance of SMEs in Saudi Arabia
    Journal type: Citation-Indexed Journal - ERA
32. Monetary Policy and Deleveraging of Microfinance Institutions in China: A Dynamic Threshold Approach
    Journal type: Citation-Indexed Journal - ERA
33. The role of ESG in enhancing firm resilience to geopolitical risks: An eastern European perspective
    Journal type: Citation-Indexed Journal - ESCI
PENERBITAN
2024
Interest rate liberalization and the stability of the Chinese banking system: Exploring chained mediation effects of deposit competitiveness and wealth management products
2024
Monetary Policy and Deleveraging of Microfinance Institutions in China: A Dynamic Threshold Approach
2024
Moderating Role of Business Support among Internal Challenges and Firm Performance of SMEs in Saudi Arabia
2024
Regulatory Arbitrage, Credit Expansion and the Development of Shadow Banking in China- from the Perspective of Bank-issued Wealth Management Products
2023
The effect of bank financing on the economic and non-economic performance of SMEs in Bangladesh
2023
Determinants of Bank Selection by Depositors Based on Consumer Behavioural Factors
2022
Financial sustainability and capital leverage of microfinance institutions in China: The mediating role of profitability
2022
Uncertainty in Working Capital Management and Firm Performance: A COVID-19 Perspective
2022
The Impact of Macroeconomic Risk Factors, the Adoption of Financial Derivatives on Working Capital Management, and Firm Performance
2022
Changes of working capital management and firm value in Thailand and Singapore
2021
Determinant Factors of Non-Performing Loan among Non-Bank Financial Intermediaries in Malaysia
2021
Determinant Factors of Health Financing Among Public and Private Sector in Malaysia
2020
The Effects of Private Health Financing towards the Prevalence of Mental Health Problems: Case Study in Malaysia
2020
Factors Affecting Working Capital Management of Small and Medium Enterprises in Malaysia
2020
EXPLORATORY STUDY ON DETERMINANTS OF PROBLEM LOAN AMONG NON-BANK FINANCIAL INSTITUTION IN MALAYSIA
2020
DETERMINANT FACTORS OF BANK FINANCING BY SMES: EVIDENCE FROM BANGLADESH
2019
Impact of Product costing for branding and business support on Small and Medium Enterprises in Malaysia
2019
Cost matters to small and medium enterprises: a study of Malaysia food and beverage manufacturing
2019
Factors Affecting Working Capital Management Of Small and Medium Enterprises In Malaysia
2018
DETERMINANTS AND PERFORMANCE OF CASH HOLDING: EVIDENCE FROM SMALL BUSINESS IN MALAYSIA
2018
Microloan Approval and Its Impact on SMEs’ Performance in Malaysia
2016
Working Capital Management Determinants of Small and Large Firms In Malaysia
2016
Consumers? Purchasing Decision towards Food Products of Small and Medium Enterprises
2016
Impact of Microfinance Facilities on Performance of Small Medium Enterprises in Malaysia
2015
Determinants of Microfinance Repayment Performance: Evidence from Small Medium Enterprises in Malaysia
2014
The Benefits of Diversification in ASEAN Stock Market to Malaysia Investors